Self-discipline is tough. You can stick to a plan for three weeks, make one mistake on a sudden impulse and wipe out all of your hard work in one fell stroke. This cycle of discipline and failure can cause many to give up trying to save money. But if you think of that part of you that slips up as a separate person that needs to be fooled into saving, you can manage even the most stubborn spending streak. You may recognize some of these tips.Read the rest...

Insurance costs are a necessary evil. While we may never be happy to fork over the costs of our monthly insurance premiums on our house or cars, we certainly will jump for joy on the day we may actually need to file an insurance claim and count our blessing the policy is there for us. Insurance rates have certainly grown in the last few years. We can expect the amount to increase as well.Read the rest...

Research shows that there are “savers” and “spenders” in all income classes, even those who make low to moderate incomes. And where there’s a will for people truly motivated to save, the government has provided a way.
Read the rest...

It’s true that it’s the little things in life that really count. Money saving is not much different. When you’ve cut all the big expenses and think there’s nowhere else to cut, it’s time to start looking at the smaller ways in which money is leaking from your wallet. These small household tips and tricks can save you hundreds if not thousands on your grocery and household expenditures.

A Little Dab Will Do Read the rest...

As a pet owner you are responsible for providing the necessary care for the pets in your charge. This goes beyond simply providing food and shelter, and in some cases can be quite an expensive undertaking. Certain pets require minimal care while others look to you for their very survival.
With this in mind it is important for pet owners to understand that when it comes to the health and safety of your pet, money cannot be an issue. Unfortunately this is not the case with many families who are struggling to stay afloat in these tough economic times. How do you save money on your pet care costs when you are already working with a limited budget? Here we look at ways to reduce or lower pet care costs to ensure your pets receive the care needed to be happy and healthy.Read the rest...

Whether you only visit the post office to mail out bills and letters to friends or you go to ship countless packages from you eBay business, you really can save some dough when you go. It’s no surprise that postage rates are on the rise and will likely continue going up since the cost of fuel and transportation in general is going up all the time. But you don’t have to spend as much as usual if you do a little homework.
 Read the rest...

Do you think of yourself as frugal, spartan, parsimonious, penny-wise, prudent, economical and thrifty? Do you suspect others describe you instead as penny-pinching, scrimping, stingy, tight, cheap or miserly? At what point does saving money become a bad thing? Read the rest...

If anything good comes from the enormous credit, mortgage, and banking mess of the last two years, it’s that new models of business may emerge. Customers will flock to the companies that solve their problems and make their lives easier.

In the banking world, that means lower fees and higher interest rates. One bank has already begun to lead the way. In 2009, GMAC Bank rebranded itself with a new name and a new way of doing business:

 Read the rest...

The competition between DirecTV and DISH Network is heating up as the Superbowl approaches. Competition has been so fierce that the story has even been covered by major news sources like ABC News and the Boston Herald.  Read the rest...

Do you watch DVD’s? Do you play video games? We all know that both of these can be costly entertainment items, but in today’s market where video game consoles are in everyone’s home and DVD players are almost as critical as food how do you cut down on these costs?
 Read the rest...

It’s getting towards the end of the month and you’re short on money. It could be your mortgage, your car, or a credit card payment that’s going to get the squeeze. What do you do?

As a general rule, most lenders don’t take collections action until a payment is at least five days overdue, which allows for any mailing snafus. And in most cases, a lender is not likely to repossess your car after one missed payment. After all, he doesn’t want your car; he wants the money you owe him. 

There are two things you should know if you are ever in this situation:Read the rest...

It is that time of year again. Time to gather your tax documentation and file your taxes for the previous year. With all the do-it-yourself help available today, many people have taken to filing their own taxes. There remains however a large percentage of the population that either does not feel comfortable filing their own taxes or simply lack the know-how to do it properly. If you are paying a tax preparer to perform the task, you should know that not every preparer is the same.Read the rest...

Heading for College or University?  There are new responsibilities and decisions to consider.  Adapting to the rigors of university campus can leave your bank account a bit thin.  Here are a few tips to help you to save money while attending college. 
 
Know What You Spend
Before heading out the door with your new found sense of independence, have a look at your spending habits.  Although you can’t spend what you don’t have it is nice to know where your money is going.  Besides putting all your spare change into a jar there are other ways to save money while at University.Read the rest...

Two years ago, Erin Chase was desperate to find new ways to save money. She had already cut the utility bills to the bare minimum, and done everything else she could think of to save money. When there was still not enough to go around, she eyed her grocery bill and set to work. Read the rest...

Everyone is looking for new and creative ways to save money these days.   You don’t need to devise an elaborate budget that will have your family wondering if you’ve turned into Ebenezer Scrooge overnight.  Some times the best ways to save are the same things people have been doing for years - before 'frugal' was a cool word.
Here are 10 quick and painless ways to save some money right now:Read the rest...

When you finally make the leap and start your own home-based Internet business, it’s vital you think carefully where you can spend your money wisely and where you can save. By making some smart decisions, you can boost your success and help your business make more money. Assuming you’ve done your research before starting the business and you know who your target audience is, there are a few things you can do to save money on spreading the word about your business. Read the rest...

A few years ago, using credit was as natural as breathing for many consumers. This was during a period when consumers were reaping the benefits of a very credit friendly environment. Everyone was issued credit regardless of their ability to repay the debt. This of course backfired for everyone involved from the lenders to the consumers issued credit. Today people are much more leery about using credit which is a good thing as using credit unwisely can wreak havoc on your financial future. Fortunately in these post recession days we are more informed and hopefully more knowledgeable about the proper way to use credit. Here we will review common credit card mistakes which can cost you big time in the long run.Read the rest...

Everyone is looking for new and creative ways to save money these days.   You don’t need to devise an elaborate budget that will have your family wondering if you’ve turned into Ebenezer Scrooge overnight.  Some times the best ways to save are the same things people have been doing for years - before 'frugal' was a cool word.
Here are 10 quick and painless ways to save some money right now:Read the rest...

A few years ago, using credit was as natural as breathing for many consumers. This was during a period when consumers were reaping the benefits of a very credit friendly environment. Everyone was issued credit regardless of their ability to repay the debt. This of course backfired for everyone involved from the lenders to the consumers issued credit. Today people are much more leery about using credit which is a good thing as using credit unwisely can wreak havoc on your financial future. Fortunately in these post recession days we are more informed and hopefully more knowledgeable about the proper way to use credit. Here we will review common credit card mistakes which can cost you big time in the long run.Read the rest...

It’s getting towards the end of the month and you’re short on money. It could be your mortgage, your car, or a credit card payment that’s going to get the squeeze. What do you do?

As a general rule, most lenders don’t take collections action until a payment is at least five days overdue, which allows for any mailing snafus. And in most cases, a lender is not likely to repossess your car after one missed payment. After all, he doesn’t want your car; he wants the money you owe him. 

There are two things you should know if you are ever in this situation:Read the rest...

Do you think of yourself as frugal, spartan, parsimonious, penny-wise, prudent, economical and thrifty? Do you suspect others describe you instead as penny-pinching, scrimping, stingy, tight, cheap or miserly? At what point does saving money become a bad thing? Read the rest...

When you finally make the leap and start your own home-based Internet business, it’s vital you think carefully where you can spend your money wisely and where you can save. By making some smart decisions, you can boost your success and help your business make more money. Assuming you’ve done your research before starting the business and you know who your target audience is, there are a few things you can do to save money on spreading the word about your business. Read the rest...

Insurance costs are a necessary evil. While we may never be happy to fork over the costs of our monthly insurance premiums on our house or cars, we certainly will jump for joy on the day we may actually need to file an insurance claim and count our blessing the policy is there for us. Insurance rates have certainly grown in the last few years. We can expect the amount to increase as well.Read the rest...

Self-discipline is tough. You can stick to a plan for three weeks, make one mistake on a sudden impulse and wipe out all of your hard work in one fell stroke. This cycle of discipline and failure can cause many to give up trying to save money. But if you think of that part of you that slips up as a separate person that needs to be fooled into saving, you can manage even the most stubborn spending streak. You may recognize some of these tips.Read the rest...

Two years ago, Erin Chase was desperate to find new ways to save money. She had already cut the utility bills to the bare minimum, and done everything else she could think of to save money. When there was still not enough to go around, she eyed her grocery bill and set to work. Read the rest...

It's easy to buy into the fantasy of working from home to save money. Think of the daycare savings alone! And then there’s gasoline, eating out for lunch and office clothing. Before actually setting out to work from home, you should understand that most people working from home make less money than their office-based colleagues do. Employers know that working from home is desirable to many employees.Read the rest...

Research shows that there are “savers” and “spenders” in all income classes, even those who make low to moderate incomes. And where there’s a will for people truly motivated to save, the government has provided a way.
Read the rest...

Heading for College or University?  There are new responsibilities and decisions to consider.  Adapting to the rigors of university campus can leave your bank account a bit thin.  Here are a few tips to help you to save money while attending college. 
 
Know What You Spend
Before heading out the door with your new found sense of independence, have a look at your spending habits.  Although you can’t spend what you don’t have it is nice to know where your money is going.  Besides putting all your spare change into a jar there are other ways to save money while at University.Read the rest...

It’s true that it’s the little things in life that really count. Money saving is not much different. When you’ve cut all the big expenses and think there’s nowhere else to cut, it’s time to start looking at the smaller ways in which money is leaking from your wallet. These small household tips and tricks can save you hundreds if not thousands on your grocery and household expenditures.

A Little Dab Will Do Read the rest...

As a pet owner you are responsible for providing the necessary care for the pets in your charge. This goes beyond simply providing food and shelter, and in some cases can be quite an expensive undertaking. Certain pets require minimal care while others look to you for their very survival.
With this in mind it is important for pet owners to understand that when it comes to the health and safety of your pet, money cannot be an issue. Unfortunately this is not the case with many families who are struggling to stay afloat in these tough economic times. How do you save money on your pet care costs when you are already working with a limited budget? Here we look at ways to reduce or lower pet care costs to ensure your pets receive the care needed to be happy and healthy.Read the rest...

Whether you only visit the post office to mail out bills and letters to friends or you go to ship countless packages from you eBay business, you really can save some dough when you go. It’s no surprise that postage rates are on the rise and will likely continue going up since the cost of fuel and transportation in general is going up all the time. But you don’t have to spend as much as usual if you do a little homework.
 Read the rest...

It is that time of year again. Time to gather your tax documentation and file your taxes for the previous year. With all the do-it-yourself help available today, many people have taken to filing their own taxes. There remains however a large percentage of the population that either does not feel comfortable filing their own taxes or simply lack the know-how to do it properly. If you are paying a tax preparer to perform the task, you should know that not every preparer is the same.Read the rest...

If anything good comes from the enormous credit, mortgage, and banking mess of the last two years, it’s that new models of business may emerge. Customers will flock to the companies that solve their problems and make their lives easier.

In the banking world, that means lower fees and higher interest rates. One bank has already begun to lead the way. In 2009, GMAC Bank rebranded itself with a new name and a new way of doing business:

 Read the rest...

The competition between DirecTV and DISH Network is heating up as the Superbowl approaches. Competition has been so fierce that the story has even been covered by major news sources like ABC News and the Boston Herald.  Read the rest...

Do you watch DVD’s? Do you play video games? We all know that both of these can be costly entertainment items, but in today’s market where video game consoles are in everyone’s home and DVD players are almost as critical as food how do you cut down on these costs?
 Read the rest...